Every year in Florida, thousands find themselves involved in car accidents. While challenging, knowing the proper steps can significantly impact the aftermath. Unfortunately, many victims unknowingly make mistakes that can jeopardize their claims or recovery process. This guide outlines the 10 common mistakes you should avoid after a car accident in Florida.
1. Not Calling the Police
It’s a common misconception that without serious injury or significant damage, there’s no need to get the police involved. Yet, no matter how minor the accident, always call the police. An official police report provides an unbiased record of the incident. This can be crucial when determining fault or when discrepancies arise between parties. Without a police report, you’re relying solely on personal testimonies, which can be conflicting and unreliable.
2. Skipping Medical Attention
Immediately after an accident, adrenaline can mask pain. Some might walk away feeling perfectly fine, only to wake up the next day with aches or discomfort. Some injuries, especially whiplash or internal ones, might not manifest symptoms until days or weeks later. By seeking medical attention immediately after an accident, you’re ensuring your well-being and creating a medical record directly linked to the incident, which can be invaluable during claims.
3. Admitting Fault
In the aftermath of an accident, emotions run high. It’s human nature to want to apologize, especially if someone is hurt, even if it’s not your fault. However, saying “I’m sorry” or admitting blame can be misconstrued as accepting liability. Stick to the facts. Share information about your insurance, but avoid discussing the events leading up to the accident until you consult an attorney.
4. Not Gathering Evidence
In our digital age, most of us carry smartphones equipped with cameras. Use them to your advantage. Photograph the scene from multiple angles, capturing the positions of vehicles, visible damages, skid marks, and even the road conditions. Don’t forget to take pictures of your injuries. Visual evidence can be compelling when recounting events or proving the extent of damages.
5. Not Notifying Your Insurance Company
You might think that if the other party is at fault, there’s no need to notify your insurance. This is a misstep. Your insurance company can offer guidance and in some cases, might even act on your behalf if the other party is uncooperative or uninsured. Keeping them in the loop ensures you’re utilizing all available resources.
6. Accepting the First Settlement Offer
Insurance companies are businesses looking to protect their bottom line. Their initial settlement offers might seem generous but are often calculated to close claims quickly and with minimal payouts. Before accepting any offer, consult with a legal professional to ensure you receive a fair deal that covers your damages, medical expenses, and future complications.
7. Not Keeping Track of Medical Records and Expenses
Organized documentation is your best ally in a claims process. Create a dedicated file or folder for everything related to your accident. This includes medical bills, prescription receipts, therapy sessions, and even transportation to and from medical facilities. Detailed records present a clear picture of the financial impact the accident has had on your life.
8. Discussing the Accident on Social Media
Today, many share their daily lives on social media platforms. However, it’s best to keep silent when it comes to legal matters. An innocent post or photo can be misconstrued or taken out of context, potentially jeopardizing your claim. Until your case is resolved, maintain privacy about the incident.
9. Not Seeking Legal Counsel
While minor fender benders with no injuries might not require legal intervention, any significant accident, especially those involving injuries, demands legal expertise. An experienced car accident attorney can navigate the complex waters of claims, negotiations, and potential litigation, ensuring your rights are protected and you get the compensation you deserve.
10. Waiting Too Long to Take Action
Every state has statutes of limitations – a period during which you can file a claim post-accident. If you wait too long, even a valid claim can be dismissed. The aftermath of an accident can be chaotic, but it’s crucial to act promptly, ensuring all necessary steps are taken within the legal timeframe. Car accidents are overwhelming, but knowing what mistakes to avoid can safeguard your rights and ensure the best possible outcome. If you or a loved one has been involved in a car accident in Florida, contact Pomeroy and Associates, P.A. for dedicated guidance and representation.